Can't you get a national pension born in the 90s? Survey of private pensions to ‘fake news’

With the recent surge in the number of pension savings products in their 20s, pension behavior has been analyzed as the result of the so-called “horror marketing” that encourages disbelief of public pensions.

According to the Financial Supervisory Service, private pension subscribers, including pension savings, increased 16.7%. In particular, the growth rate of pension savings products of twenty-three generations soared from 16.8%(367,000) in 2020 to 70.0%(623,000) in 2020. The 30s also increased significantly from 2.3%(1023,000) to 21.9%(1247,000).

Lee Jae-hoon, head of the Research Institute of Social Affairs, said, “The horror marketing that the future generation cannot receive pensions due to the depletion of private pensions, including the strengthening of tax benefits, has influenced consumption.”

Early pension savings products can be deducted at the end of the year. In the case of pension savings, if the annual payment amount exceeds 100 million won, the tax deduction of 13.2%to 16.5%is recognized for the limit of 4 million won for less than 100 million won.

In relation to the Park Geun-hye administration, measures to revitalize private pensions were continuously promoted. In June of last year, it was argued that the future generation rebellion occurred in the Hakchi, which has ignored the national pension in the “Ponji Game”, which is a multi-level fraudulent fraud.

The Korea Economic Research Institute under the FKI has continued to argue that it has been argued that "I have not been able to pay a dime from 90 years of birth."

The Social Public Research Institute pointed out that these arguments distorted the funds as a pension bankruptcy and stimulated the distrust and anxiety of the national pension.

Lee Jae-hoon, the head of the research department, said, “If the fund is depleted, the claim that the pension is not received is to reduce the national pension and revitalize the private pension.” I pinched.

Moon Yu-jin, CEO of the Welfare State Youth Network, said, “We need to raise income replacement rate, premium support, and credit reinforcement to ensure that national pensions can guarantee the retirement of young people and future generations.” The discussion can be continued. ”